Best 71 of Michelle Singletary quotes - MyQuotes

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Michelle Singletary
By Anonym 15 Sep

Michelle Singletary

You made a decision given your life circumstances and you have to be ok with that. Regrets that can't be change is just torturing yourself.

By Anonym 13 Sep

Michelle Singletary

Having kids doesn't mean they would have taken care o you.

By Anonym 13 Sep

Michelle Singletary

I knew I had found my life's passion after writing my first column for The Washington Post. The response was like nothing we had seen in the business section. Everyday people were writing that finally someone was speaking to them in a way that was understandable. I think we were all shocked at how many readers wrote in to say that they too had a Big Mama who taught them about money.

By Anonym 14 Sep

Michelle Singletary

Set up rules for when you will "give" not lend money. Never lend. My people know that I'll help with college. I'll help if they lose they job thu no fault of their own.

By Anonym 13 Sep

Michelle Singletary

I'm driving my old car until I'm on a first name basis with the low tow truck drivers!

By Anonym 15 Sep

Michelle Singletary

You know me and I have a pension. It provides some comfort but only some. It's still not enough to live off completely but it sure will help. But I'll say this. I try to forget about it and save like a maniac because I want the assurance of having other pots of money.

By Anonym 13 Sep

Michelle Singletary

I like the idea of having a paperless society.But to be paperless means you have to be so careful with your identity.

By Anonym 14 Sep

Michelle Singletary

Kids can and are a blessing. But plenty of people without kids live and die just as happy.

By Anonym 14 Sep

Michelle Singletary

Money may not be able to buy you love, but conflicts about it can certainly bankrupt your relationship.

By Anonym 15 Sep

Michelle Singletary

The key to making sure your credit stays good is paying the bill on time. If you are paying the balance off even if there is something on the card in recent purchases, you are good.

By Anonym 15 Sep

Michelle Singletary

The number of those 19 to 25 with private insurance increased from 51 to 55.8 percent, and the percentage of uninsured fell from 33.9 percent in 2010 to 28.8 percent during the first half of 2011.

By Anonym 13 Sep

Michelle Singletary

I'm not a fan of debt consolidation. In my experience, many people "clear" credit cards and other debt to get the one payment and never change what they need to change to prevent getting into debt again.

By Anonym 13 Sep

Michelle Singletary

I'm keenly aware of how important it is to set a good example. You may not think that your kids are paying attention to you, especially with something like money, but they probably are.

By Anonym 15 Sep

Michelle Singletary

You don't need to waste money on a fancy program or app to do a basic budget. I've been using a simple Excel spreadsheet since 2005 to track my monthly budget.

By Anonym 13 Sep

Michelle Singletary

I love teaching people how to handle their money and I've built a brand on that skill.

By Anonym 14 Sep

Michelle Singletary

Priorities lead to prosperity.

By Anonym 14 Sep

Michelle Singletary

I usually find that my gut doesn't steer me wrong when it comes to my money!

By Anonym 14 Sep

Michelle Singletary

Save what you can toward the emergency and life happens fund. But don't worry yourself sick at the slow growth. The point is it's growing even it's just one dollar at at time.

By Anonym 15 Sep

Michelle Singletary

We know intellectually that money can't buy happiness yet we spend and go into debt as if it does.

By Anonym 14 Sep

Michelle Singletary

I write for anybody struggling to manage their money.

By Anonym 15 Sep

Michelle Singletary

You still need to save but being debt-free in retirement is and should be a goal.

By Anonym 14 Sep

Michelle Singletary

My grandmother was extremely smart when it came to money, but she also worried a lot about not having enough. So it's with her in mind that I aim to explain complicated financial things so the folks like her won't be afraid to make certain money moves.

By Anonym 14 Sep

Michelle Singletary

My kids have to maintain good grades. They have to be involved in activities. They have to report to me how thing are going. I watch for any activity that would steer them wrong - drinking, drugs, etc. So their skin in the game is knowing the money won't be there if they don't do their part.

By Anonym 14 Sep

Michelle Singletary

I use my financial values to set my limitations. I have three children I want to put through college debt free. So that means I can't spend wildly or with disregard.

By Anonym 14 Sep

Michelle Singletary

I use a "Debt Dash" approach to paying off debt. I recommend people focus on paying off the debt with the lowest balance first. So if the primary has less debt you would focus on that.

By Anonym 14 Sep

Michelle Singletary

I understand and respect people who say they want to boycott the Trump brand. I also respect your right to buy his products. But what you miss is that no one in public office, Hilary or Trump should use that platform to profit themselves. In Trump's case there are serious concerns about the conflict of interest in his brand and business ownership. Do we really want a president who had products he can push while working for the American people?

By Anonym 13 Sep

Michelle Singletary

I also admire my pastor, John K. Jenkins Sr. (First Baptist Church of Glenarden). My pastor taught me the importance of tithing and giving back, that it has to be at the top of my budget. And he is one of the most generous folks I know.

By Anonym 14 Sep

Michelle Singletary

I think you can save and spend to live for however long you live. You just have to be flexible if things don't go as plan.

By Anonym 13 Sep

Michelle Singletary

Having a separate fund for the things in life that happen, helps keep the emergency fund in tact in case you lose your job or income.

By Anonym 14 Sep

Michelle Singletary

No matter who is in the White House, I just keep doing what my grandmother taught me. Hate debt. Save. The best any of us can do really.

By Anonym 15 Sep

Michelle Singletary

The schools can't cover all the values that go along with how you handle your money. For example, a financial literacy class might not teach me to hate debt the way my grandmother, Big Mama did.

By Anonym 15 Sep

Michelle Singletary

You are NOT a financial failure if you rent. You are getting something for your money. A roof over your head.

By Anonym 14 Sep

Michelle Singletary

My rule is when in doubt hire a professional. You could do it just this year and then you have direction to resume doing it yourself after the consultation. What you don't want is to do it wrong and be hit by a huge tax bill. Remember the old saying, "Don't be pennywise and pound foolish.

By Anonym 15 Sep

Michelle Singletary

You'll feel better when you get all that debt off your back.

By Anonym 14 Sep

Michelle Singletary

My first piece of career advice is find your gifting. Find the thing that you are skilled at and figure out if you can make a living doing it.

By Anonym 14 Sep

Michelle Singletary

My Big Mama is my No. 1 financial role model. Much of my advice stems from what she taught me. She never made more than $13,000 a year, yet she paid off her home before she retired. She saved money from every paycheck. She taught me to be skeptical. It makes me cry to think that I'm a nationally syndicated personal finance columnist for one of the world's best newspapers and my core advice comes from my black grandmother who was a nurse's aide with just a high school education.

By Anonym 15 Sep

Michelle Singletary

The sad thing is many people learn how to manage money after they've made a lot of financial mistakes, some that take decades to fix.

By Anonym 15 Sep

Michelle Singletary

To get started, track your expenses for a couple of months. Then you should be able to start filling in your estimated debits and deposits for the next few months. Once you get it rolling for a while, you will be able to see your budget for the upcoming months reflected in the estimated totals. You can even notice year-to-year trends, like bonuses, tax bills, etc. that come up routinely and it will help you budget accordingly.

By Anonym 13 Sep

Michelle Singletary

If you'll have enough saved and nobody has to take on debt and you want to retire, shoot go for it.

By Anonym 15 Sep

Michelle Singletary

There are other ways to motivate students than requiring them to take on debt or work long hours taking away from their studies. For example, we don't allow our kids to work during the school hours their freshman year. After that, they can work a little but not so much that it hurts their education.

By Anonym 14 Sep

Michelle Singletary

My husband and I are pretty good at leaving money alone until we need it for what we've saved it for.

By Anonym 13 Sep

Michelle Singletary

If we don't want the companies to cheat on us, we shouldn't be cheating on them.

By Anonym 14 Sep

Michelle Singletary

I understand why many are still poor or struggling to make just a middle-income lifestyle. I'm a fiscal conservative, but I also have compassion for people who make financial mistakes.

By Anonym 15 Sep

Michelle Singletary

You need to know everything. You both need to be comfortable with sharing everything. If you can't you are NOT ready to get married.

By Anonym 13 Sep

Michelle Singletary

I just don't like people taking debt into retirement.

By Anonym 14 Sep

Michelle Singletary

So many people joke that life with me - a professed lifelong penny pincher - must be tough. But [my husband] is a great money manager. And he helps me let go of my fear of spending while still being frugal.

By Anonym 14 Sep

Michelle Singletary

My experience may be different than theirs, readers can identify with trying to save for retirement or their own kid's college fund. In truth, the name of the column, "The Color of Money," has less to do with my race than the fact that the color of money is green and it's green we all need to live a good life.

By Anonym 13 Sep

Michelle Singletary

A smart couple with a healthy financial relationship is always talking about money and how they're handling it. If there's a medical emergency or a job loss, talk about it. If there's a windfall, talk about it. Your financial situation is a constantly changing thing.

By Anonym 14 Sep

Michelle Singletary

Money may not buy love, but fighting about it will bankrupt your relationship.

By Anonym 14 Sep

Michelle Singletary

Many debt collectors offer a lump sum option so ask. And if you get it, make sure it's in writing and you keep the payoff statement FOREVER.