Best 52 quotes in «personal finance quotes» category

A new car can be driven for 10 years or more if it’s properly maintained. Heck, drive that sucker into the ground before you replace it!

After all, as I walked down the aisle, I knew there was a very excellent chance of divorce. You did, too. We wear our seat belts and buy life insurance for far less risky propositions, and don bike helmets and cook meat to 160 degrees to be safe. Similarly, it is reasonable to expect everyone in a marriage to protect themselves financially in the likelihood of divorce.

Are your kids better off watching 10 hours of Nickelodeon and the Disney Channel every week?

As soon as we become aware of money, we develop beliefs about it-- beliefs we cling to, sometimes for the rest of our lives, often at the cost of our souls.

A stock (pile) of money doesn't make you any richer than it makes exchange easier

Are you willing to accept anything less than the credit you want, the credit you need and the credit you deserve?

At the end of the day, taking 50% off a $250 dress still means walking out of the store $125 poorer.

Cultivate an environment fertile for good habits to flourish

Death and taxes in life are certain, knowing how to pay only your fair share is third.

Debt is a dream killer.

Don't take on more student loans than your future-self can handle.

Every time you borrow money, you're robbing your future self.

Experts tout many positive reasons to save money, including being able to afford things like a home, car or holiday, becoming financially independent and being prepared for unforeseen expenses or emergencies. Ultimately, putting money aside for a rainy day will make you feel less stressed, more in control of your finances and all-around happier. Now that's worth saving for!

Budgeting has only one rule: Do not go over budget.

Either you create million excuses or you create million rupees. But you cannot create both.

Every money message we hold on to contains a fatal flaw; it impressions us in an incomplete world.

Getting rich takes focus, courage, knowledge, expertise, 100% of your effort, a never give-up attitude and a deep desire & commitment.

Finding Money Maturity means resolving your inner conflicts around money. It really comes down to discovering a sense of ease around money.

If repairing one's credit is as easy as sending some dispute letters to the credit bureaus then why doesn't everyone have good credit?

--he, indeed, who gave fewest pledges to Fortune, has yet suffered her heaviest visitations.

If you don’t plan to have someone work for you, you will work for someone else. There is no in-between.

If you’ve driven new cars all of your life, the term “used vehicle” may conjure up images of a dusty old beater with missing hubcaps and no A/C, dragging a clattering muffler down the boulevard. Yes, such cars exist, but I am not advocating that you buy one. Besides the embarrassment, there are also safety concerns and additional maintenance costs associated with clunkers.

Financial stability is much more about doing the best with what you have and not about achieving a certain level of income.

If you don't take good care of your credit, then your credit won't take good care of you.

Investment markets are still a battleground between fear and greed.

If you're saving, you're succeeding

Isn't it sad that we have to gain control of the artificial numbers placed upon us by others to regain some control of our lives?

I view investing as a method of purchasing assets to gain profit in the form of reasonably predictable income (dividends, interest, or rentals) and /or appreciation over the long term.

Many will want what you have, but few will do what you do.

Most people can afford healthcare and education in the age group when both these things are not relevant.

Money Compounding is one concept that does not hit you unless your stars are aligned

The most important factor to growing your financial stability isn't your income. Rather, your success is much more related to how well you keep your eye on the ball. Organize your finances around the principles of financial stability. Aim for that goal, and over time you will find many unexpected ways to actually put money aside.

On alimony: "Why should it be your ex's responsibility to give you a lifestyle that you yourself cannot afford?

Thanks to relentless media exposure and little-understood financing and sales practices, not to mention the perception of autos as important status indicators, most people replace their cars on a regular basis.

Not money, Not skills, but Time is the biggest lever for massive wealth creation

The struggle for Financial Freedom is very unfair. Just look at the rewards.

put time on your side. Start saving early and save regularly. Live modestly and don't touch the money that's been set aside.

The starting point for ‘discounts’ may be the manufacturer’s suggested retail price (MSRP), an arbitrarily high price that no one will ever pay. By crossing out the high MSRP, retailers are handing shoppers a psychological victory that will make them feel good about the purchase, even if the discounted price is still expensive.

...the stock market is the best wealth-building vehicle that exists today for the average American. Hell, for most if not all Americans!

The truly wealthy don't often pursue status. They don't need to. They have already made it. The pursuit of Rolex watches and $100,000 vehicles is for wannabes like you and me. Why pursue status when you've already achieved it?

Those who are motivated to work till old age to build a huge retirement corpus, are required to provision for less number of years after retirement!

Wealth is not limited; rather it grows. It grows whenever man exerts energy.

We can't all be bakers or chefs. Many of us have modest ambitions. But we can all buy a piece of the pie.

We’re creatures of habit when it comes to mobile contracts and the wires piping high-speed data into our homes. It’s a pain to deal with transfers, installations, and customer service interactions, so we shrug and keep paying a premium.

We tend to compartmentalize our debt: categorizing our mortgage debt as one kind of debt, installment loans as another, and credit cards as still another. Most treat all person (consumer) debt separately from mortgage debt. The fact is that debt is debt. All of it is owed and has to be paid back!

You don’t have to be a miser, just be wiser with your money.

When you know the impact of little expenses, you will realise that there is nothing little in this world.

Your dreams are closer than you think.

You should never be satisfied with a little if you are capable of using and enjoying more.

We've been sold a dream of savings and investing that had no basis in any history or reality. We were participants in a vast experiment, a hope that personal finance and investments would do it all for us. We now know that for all too many people, it did not.