Best 4 quotes of Kate Northrup on MyQuotes

Before you start feeling bad about yourself for your debt, this would be a good moment to remind yourself that money doesn't exist--it's just a system of value exchange. That's it. Pure and simple. So, if you have debt, you've received value and you've not given the equivalent value back to the particular party in the exchange yet. That's all it means. It doesn't mean you're a bad person. It doesn't mean you're a screwup. You're not hopeless. You're not a mess. You simply have more value to give.

I journaled: "Why do I feel like crap after being offered a book deal by one of the best publishers on the planet?" The answer that I came up with surprised me. I knew there were people who would have done anything to get their work out into the world this way. i knew there were people who had worked their butts off and still hadn't made it. I knew there were people who had amazing, life-changing things to say who didn't have the platforms to say it yet. I knew there were people who would have been doing cartwheels in the street if they were me right now. And I felt like because they wanted it more, they should have it instead of me.

Somewhere along the way we've gotten the message that the more we struggle and the more we suffer, the more valuable we will become and the more successful we'll eventually be. And so we overwork ourselves, overschedule ourselves, and become "busier than thou" because we think there's some sort of prize on the other side of the pain we cause ourselves. And you know what? There's no prize. All you get from suffering is more suffering.

[T]he entire conversation was about how much money we needed to put away in order to have a certain income when we retired. The conversation boiled down to this (from my point of view): "Right now, restrict every pleasurable aspect of your life that costs money. Scrimp and save. For the next 30 years. Then--and only then--will you be able to live well once you retire." What I heard was this: Put your life on hold now. Live later.