Best 94 quotes in «money management quotes» category

No other ethnic group has even come close to matching the abilities and accomplishments of Jews.

Oh, my dear, love isn't always the coup de foudre--the lightning strike. Sometimes it happens quietly, so quitely you may not even notice.

Oh, my dear, love isn't always the coup de foudre--the lightning strike. Sometimes it happens quietly, so quietly you may not even notice.

Our culture has at its core the idea that more is better. Many of us design our lives around this belief. And yet the underlying qualities that truly affect happiness are not advanced one whit by having more material things. More peace of mind is gained by allowing ourselves to be satisfied with what we already have. More joy is not bought; it is found in our hearts.

Our primary objective in every mortgage transaction should be to borrow in a way that reduces debt, improves financial stability, and helps us get debt free in as short a time as possible!

Salary is not what you earn,Salary is what you save.

People who are distracted by door money, neglect the production and the audience. Money becomes their god. They sacrifice their reputation in favor of building revenue. Believe me; the former is more difficult to recover if lost.

Remember, buying something is not the problem. The problem comes when we believe, for that moment, that the object we’re buying is going to make us happy.

Retirement Lifestyle Planning There are four (4) major financial questions that you must be able to answer in order to know if your current or future plan will work for you. What rate of return do you have to earn on your savings and investment dollars to be able to retire at your current standard of living and have your money last through your life expectancy? How much do you need to save on a monthly or annual basis to be able to retire at your current standard of living and your money last your life expectancy? Doing what you are currently doing, how long will you have to work to be able to retire and live your current lifestyle till life expectancy? If you don’t do anything different than you are doing today, how much will you have to reduce your standard of livingat retirement for your money to last your life expectancy? Motto for Retirement Lifestyle Planning A solid financial plan is a powerful possession that offers a sense of peace and freedom. Our process allows us to determine appropriate strategies and help you understand how to achieve your goals and live your dreams. Our process stresses informed financial decision making. We encourage you to review all decisions with your team of tax and legal professionals. For the record, we are not tax or legal professionals and this information is not intended as tax or legal advice. Now we’d like to remind you that a well-executed financial plan requires diverse knowledge and utilizes some or all of the following strategies and services: -Retirement Lifestyle Planning Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement including Social Security analysis. -Estate Planning Referring you to qualified Estate Attorneys to review your wills and trusts to help preserve your estate for your intended heirs by helping with beneficiary designations. Reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors. -Tax Management Helping to reduce your current and future tax burden by considering multiple strategies for review by your tax professional.Also, referring you to qualified tax specialists if needed. -Legacy Planning/Charitable Planning Creating a solid future for generations to come by ensuring that your legacy will live on through those you love or causes you care deeply about. -Risk Management Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the best policy for your individual wants and needs. -Investment Planning Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach and exceed your goals.

Saving money won't get us rich. You have to spend it to get it.

People who can manage their time can also manage their money. After all, managing minutes and managing money is the same exact principle.

Recognize those times when it's best to do nothing. The weeks and months following a significant loss, including death, divorce, or the incapacitation of a loved one, are fraught with emotions. We typically do not make our best decisions under circumstances such as these. **Avoid the inclination to immediately put your house on the market** cash in all your savings, and move to the south of France, or trust the first person who comes along who says he or she can give you all the help you need.

Rich people don't elicit much sympathy. It is not about how to save, invest, spend, hide and give away money, but unmasking the true nature of money, how it works. Be the one to create the system that supports the kind of society we desire for ourselves and the future generation.

See money – currency - as the flow of energy and giving that cycles between you, others and me. Now let it flow kindly, fairly and mindfully.

Sharpen and trust your judgement: learn when spending is a shrewd investment and when it is merely an indulgence

she wondered how she could have spent all that money and have nothing but clothes and accessories and a long list of men she never wanted to see again to show for it

Status symbols mean nothing to me, I am neither impressed by nor scared of money.

Sometimes Satan isn't busy- we're just being lazy.

Tell me the four people with whom you spend the most time and I will tell you who you are.

Success is fueled by being persistent and consistent.

Tax-Deferred does not mean Tax-Free It never ceases to amaze me when I meet with people who do not know that tax-deferred does not mean tax-free. You mean I have to pay taxes when I take this money!? This is not all mine!? These are common remarks I hear as we are looking at their most recent retirement account statement. Somehow this consideration was missed when they enrolled in the savings plan and each year when they postponed the tax when filing their tax return. I am not a tax professional but I can understand how an accountant or tax preparer wouldn’t think to make sure the client understands that they are postponing taxes and the tax calculation during their working years. I met an accountant that expressed how difficult it is when he gets the client that believed they were ready to leave work only to find out that because of taxes they are coming up a little or a lot short. This happened to one of my relatives that worked at least 30 years as an x-ray technician and then supervisor at a very large hospital. While working, they always had the nice houses, the nice cars, and a nice upper-middle class lifestyle, nothing fancy. After he retired and even though his wife still worked as a school principal, he had to take a sales clerk job at a nearby liquor store so that his family could maintain their lifestyle. I will never forget other relatives joking and laughing about him miscalculating his retirement. I’m certain that his unsuccessful retirement and that of other relatives influenced my interest in retirement planning if for no one else but me. With a limited amount of retirement income, most retirees would prefer to keep their dollars rather than give them to Uncle Sam. Even those with an unlimited source of funds don’t want to pay more taxes than necessary. Fortunately, there are some ways to decrease your tax burden once you’ve done the obvious work of ensuring you’ve taken all the deductions and credits to which you’re entitled when you file your taxes.

There is only one way to make money: sell something. You're either selling your time or a product. The secret? Productize your time. That's freedom.

The more connections you make, the more engagement you elicit, the more value you bring. The more likely it is that your brand will be rewarded.

The present presses automatically on you. The future does not. To attend to the future requires bandwidth, which scarcity taxes. When scarcity taxes our bandwidth, we become even more focused on the here and now. We need cognitive resources to gauge future needs, and we need executive control to resist present temptations. As it taxes our bandwidth, scarcity focuses on the present, and leads us to borrow.

The strength of your personal financial resources is equivalent to the quality of your financial decision making.

Time is much more valuable than money.

The Talmud says that “blessed is He who has created all these to serve me.” German politician Julius Streicher said, “It is an open secret that Jews do not work, but rather let others work for them.

The Tanakh teaches that, “The diligent will rule, while the lazy will be put to forced labor”. Most Jews work for themselves and hire employees instead of being employees.

They taught us to manage money and how to et a good price for our eggs, chickens or pigs. We used to know how to do that -- we weren't dumb; but since we never had any surplus, we had no money to manage. The only money we ever saw went right past us; no sooner had we earned a few cents than they were spent on aspirin . . . those kinds of things.

We’re creatures of habit when it comes to mobile contracts and the wires piping high-speed data into our homes. It’s a pain to deal with transfers, installations, and customer service interactions, so we shrug and keep paying a premium.

Unforgettable experiences are generally worth splurging on; unlike stuff, memories don’t wear out (or take up space, get dusty, break, or get stolen). If you really want to go and work at an orangutan orphanage in Borneo, it will be worth the cash.

Wealth is a planned result that requires productive work and dedication. The Tanakh says, “The plans of the diligent lead only to abundance; but all who rush in arrive only at want” (CJB, Proverbs 21:5).

What is MONEY? a piece of PAPER, a chunk of METAL or just some bits and bytes. It’s been called the ROOT OF ALL EVIL, but it can also help UPROOT ALL EVIL. It can’t buy you HAPPINESS or LOVE, but some fall in LOVE WITH IT anyway. It can CHANGE who you are, help find out WHO YOU really are. It can ENSLAVE you, and FREE you. It can open DOORS, buy you DOORS, But it won’t tell you what to do once you are INSIDE, CONTROL you and give you CONTROL. It can give you the power to say YES and the freedom to say NO. It’s EVERYTHING ……………. and NOTHING. Because MONEY is just money

When setting goals, create ‘stretch’ goals. They will assist you in developing your potential to its fullest!

What would you choose if you knew you couldn't fail?

When a man has learned to live without money, he thought, a few rubles can go a long way.

When it comes to money, ignorance is NOT bliss. What you don't know CAN hurt you.

When the purse becomes empty, the mind becomes full of issues.

Wherever you are, you have to work for your living.

When you decide you deserve to have what you want, you will wait on it.

Whether we make our own money or rely on someone else, many of us would rater pretend our financial matters don't exist. Or we hope they'll just take care of themselves somehow. My ex-husband was like that. He always said, "I bank by prayer. I go to the ATM and pray that money will come out.

You don’t have to be a miser, just be wiser with your money.

You got loans to pay off, and I got deposits to make.

Time is a currency you can only spend once, so be careful how you spend it.

Your trading needs to boil down to rules, money management, and that is it.

You have choices and you do have some control. The IRS is not always correct! Even if you owe more than you can pay, there are other options.

Your Personal Economic Model One tool we use when discussing the best course of action to secure your financial future is the Personal Economic Model®. Just as a medical doctor would use an anatomical model to convey medical concepts, we use the following model to convey financial concepts. This model offers a visual representation of the way money flows through your hands. On the left, you will notice the Lifetime Capital Potential tank, which illustrates that the amount of money you will control during your lifetime is both large, as well as finite. Most people are shocked to see how much money can flow through their hands in their lifetime. Once earned, your money flows directly to the Tax Filter where the state and federal governments take tax dollars owed from your paycheck. The after tax dollars are then directed to either your Current Lifestyle or your Future Lifestyle. Your management of the Lifestyle Regulator determines where these dollars go. Regulating the cash flow between your current lifestyle desires and your future lifestyle requirements may be the most important financial decision you will ever make. Here’s why. Each and every dollar that is allowed to flow through to your Current Lifestyle is consumed and gone forever. The goal is to accumulate enough money in the Savings and Investment tanks so that when you retire, the dollars in those tanks can be used to pay for your future lifestyle requirements. Retirement planning seems hard for most people to do but it is not rocket science. The best position, position A, would be to have enough in the tanks so that you can live in the future like you live today adjusted for inflation and have your money last at least to your life expectancy. That’s a win, but the icing on the cake would be to accomplish that with little to no impact on your present standard of living, and that is exactly what we strive to help our clients to do. Working with us can help you with the following: Optimize the balance between your Current and Future Lifestyles Identify inefficiencies in your current personal economic model (where are you losing money) Design, implement, and execute a plan to secure your financial future Limit the impact on your Current Lifestyle dollars (maintain your current standard of living)

Accepting our greatness means no longer playing small. It often starts with baby steps. But eventually it means making major changes - in our lives, jobs, relationships, and dreams. If I had believed in my own self-worth, I would never have been willing to make the financial moves I made in the past. If I'd known my value, I couldn't have spent so many years ignoring the whispering - and sometimes screaming - voice that told me to leave my marriage. For a long time, that truth was just too scary and painful for me to face. Talk about keeping my head in the sand! But how many years did I waste, postponing what has proven to be a much better life - simply because I went into hiding and didn't see that I was worthy of something better?

A credit card allows you transcend time. For it allows you to put off until tomorrow what you bought today, while you are still paying off what you bought yesterday.

A credit card allows you transcend time. For it allows you to put off until tomorrow what you bought today, while you are still paying what you bought yesterday.