Best 94 quotes in «money management quotes» category

don't ever allocate necessary time for unnecessary things. Understand what time it is to do what it is

Don't take on more student loans than your future-self can handle.

Ever see something in a store that you gotta have? How about those rainbow suspenders you wore only once? Prevent the "wish-I-hadn't"s by asking yourself these questions: *Will I use it or wear it often? *Will I use it or wear it a couple months from now? *If I get it, will I have enough money for what I'm saving for? If the answer to any of these questions is no, you might want to think twice. If you still aren't sure, try waiting a week to see if it has the same appeal.

Dozens of days, experiences, and encounters have set me on a path I never dreamed possible.

Easy payments, easy lease, easy approval. Debt is very EASY to get into, but makes it HARD to live victoriously.

Every money message we hold on to contains a fatal flaw; it impressions us in an incomplete world.

Every month when the bills came in, there was trouble. Mother seemed to have no great extravagances. But she loved pretty things. She had a passion for china, for instance. She saw hundreds of beautiful cups and saucers that it was hard to walk away from and leave. She knew she couldn't buy them, and mustn't, but every so often she did. No one purchase seemed large by itself, but they kept mounting up, and Father declared that she bought more china than the Windsor Hotel.

Every time you borrow money, you're robbing your future self.

Give yourself a set period of time to grieve and heal before focusing on financial matters.

Finding Money Maturity means resolving your inner conflicts around money. It really comes down to discovering a sense of ease around money.

If you need it, don’t lend it. It’s in most people’s nature to want to help, but if you genuinely need the money back, and you can’t afford to lose it, it’ll be in your best interest to NOT set yourself up.

I am not going to retire rich; I'm going to be rich by the time I retire.

God is not against money, He is against the money being used outside His purposes.

In the modern city life, if you don't have money , you simply don't have life.

If you’ve driven new cars all of your life, the term “used vehicle” may conjure up images of a dusty old beater with missing hubcaps and no A/C, dragging a clattering muffler down the boulevard. Yes, such cars exist, but I am not advocating that you buy one. Besides the embarrassment, there are also safety concerns and additional maintenance costs associated with clunkers.

It's not about judging you, it's about changing your point of view.

I was always taught that when you’re lucky enough to learn something or have some advantage you should share it.

I used to say why save money if I'll die tomorrow, I haven’t died yet and I have nothing to survive on

Just make as much money as you can, but try your best not to rob or get robbed, it will sweep all that you have and leave your hands empty.

Kandydatów na dzierżawców było wielu, ale mało odpowiednich. Najczęsciej zgłaszali się różni awanturnicy, życiowi bankruci, jakies egzotyczne postacie, spadłe nie wiadomo skad. Tych bał się pan Władysław jak ognia. "To nie jest człowiek poważny" - zwykł był mawiac w takich wypadkach, a zarzut ten był najcieższy, jaki w ogóle dorosłemu mężczyznie mógł postawic. Tymczasem właśnie owi najbardziej egzotyczni kandydaci ofiarowywali z reguły najlepsze warunki. Niekiedy nawet pani Emilia była nimi olśniona i namawiała męża, by się zgodził. Ale pan Władysław był zawsze przeciwnego zdania. Twierdził, że w interesach należy zawsze ufać człowiekowi, który się targuje, niewiele obiecuje i w ogóle "jest twardy". Taki, który ofiarowuje dużo i chętnie się zgadza na wszystko, jest tym samym podejrzany, widocznie bowiem - tłumaczył pan Władysław żonie, którą ta argumentacja czasami irytowała - nie bardzo zna swoje możliwosci ani na serio nie bierze zobowiazan. A ten kto czuje się w obowiazku warunkow dotrzymać, nielekko się na przyjmowanie zobowiązan godzi.

Many people lack discipline when it comes to saving money. What good is having a bunch of stuff if you’re struggling, in debt, or broke most of the time? So many people put up a front like they’ve got it going on, but they know the truth. They spend all of their money trying to look important, and/or keep up an image. Knowledge is everything! Educate yourself about money, investing, and saving. I encourage you to start investing in yourself instead of things! Set yourself up for a better future and start making better choices. Building wealth takes time! Have discipline. Save. Stay consistent. Be brave enough to change your spending habits. Be wise! Don’t allow money to control you. Strive to have a healthy relationship with money!

Man is smart - If money would have grown on trees, we would have used green leaves as money.

Money does not dictate your lifestyle, it's what you do to get it and how you manage your finances that determines your lifestyle.

Money is a very dangerous thing, you have to get know how to look after it or else you will loose it with ease and remember how you would've it in hard times.

Money is a tool. Used properly it makes something beautiful- used wrong, it makes a mess!

Money is the result of trust. Trust yourself and money will trust you.

Money per se does not make you happy - it's what it enables you to do with your life.

Money, like emotions, is something you must control to keep your life on the right track.

Muslim scholars have clarified that two basic conditions must be fulfilled for the acceptance of righteous deeds. Firstly, the intention must be to perform those deeds for Allah’s sake alone, without any showing off or desire to gain praise or fame. Secondly, such deeds must be performed in accordance with the Sunnah of Allah’s Messenger (sa)

My Future Self My future self and I become closer and closer as time goes by. I must admit that I neglected and ignored her until she punched me in the gut, grabbed me by the hair and turned my butt around to introduce herself. Well, at least that’s what it felt like every time I left the convalescent hospital after doing skills training for a certification I needed to help me start my residential care business. I was going to be providing specialized, 24/7 residential care and supervising direct care staff for non-verbal, non-ambulatory adult men in diapers! I ran to the Red Cross and took the certified nurse assistant class so I would at least know something about the job I would soon be hiring people to do and to make sure my clients received the best care. The training facility was a Medicaid hospital. I would drive home in tears after seeing what happens when people are not able to afford long-term medical care and the government has to provide that care. But it was seeing all the “young” patients that brought me to tears. And I had thought that only the elderly lived like this in convalescent hospitals…. I am fortunate to have good health but this experience showed me that there is the unexpected. So I drove home each day in tears, promising God out loud, over and over again, that I would take care of my health and take care of my finances. That is how I met my future self. She was like, don’t let this be us girlfriend and stop crying! But, according to studies, we humans have a hard time empathizing with our future selves. Could you even imagine your 30 or 40 year old self when you were in elementary or even high school? It’s like picturing a stranger. This difficulty explains why some people tend to favor short-term or immediate gratification over long-term planning and savings. Take time to picture the life you want to live in 5 years, 10 years, and 40 years, and create an emotional connection to your future self. Visualize the things you enjoy doing now, and think of retirement saving and planning as a way to continue doing those things and even more. However, research shows that people who interacted with their future selves were more willing to improve savings. Just hit me over the head, why don’t you! I do understand that some people can’t even pay attention or aren’t even interested in putting money away for their financial future because they have so much going on and so little to work with that they feel like they can’t even listen to or have a conversation about money. But there are things you’re doing that are not helping your financial position and could be trouble. You could be moving in the wrong direction. The goal is to get out of debt, increase your collateral capacity, use your own money in the most efficient manner and make financial decisions that will move you forward instead of backwards. Also make sure you are getting answers specific to your financial situation instead of blindly guessing! Contact us. We will be happy to help!

No other ethnic group has even come close to matching the abilities and accomplishments of Jews.

Oh, my dear, love isn't always the coup de foudre--the lightning strike. Sometimes it happens quietly, so quitely you may not even notice.

Oh, my dear, love isn't always the coup de foudre--the lightning strike. Sometimes it happens quietly, so quietly you may not even notice.

Our culture has at its core the idea that more is better. Many of us design our lives around this belief. And yet the underlying qualities that truly affect happiness are not advanced one whit by having more material things. More peace of mind is gained by allowing ourselves to be satisfied with what we already have. More joy is not bought; it is found in our hearts.

Our primary objective in every mortgage transaction should be to borrow in a way that reduces debt, improves financial stability, and helps us get debt free in as short a time as possible!

People who can manage their time can also manage their money. After all, managing minutes and managing money is the same exact principle.

People who are distracted by door money, neglect the production and the audience. Money becomes their god. They sacrifice their reputation in favor of building revenue. Believe me; the former is more difficult to recover if lost.

Retirement Lifestyle Planning There are four (4) major financial questions that you must be able to answer in order to know if your current or future plan will work for you. What rate of return do you have to earn on your savings and investment dollars to be able to retire at your current standard of living and have your money last through your life expectancy? How much do you need to save on a monthly or annual basis to be able to retire at your current standard of living and your money last your life expectancy? Doing what you are currently doing, how long will you have to work to be able to retire and live your current lifestyle till life expectancy? If you don’t do anything different than you are doing today, how much will you have to reduce your standard of livingat retirement for your money to last your life expectancy? Motto for Retirement Lifestyle Planning A solid financial plan is a powerful possession that offers a sense of peace and freedom. Our process allows us to determine appropriate strategies and help you understand how to achieve your goals and live your dreams. Our process stresses informed financial decision making. We encourage you to review all decisions with your team of tax and legal professionals. For the record, we are not tax or legal professionals and this information is not intended as tax or legal advice. Now we’d like to remind you that a well-executed financial plan requires diverse knowledge and utilizes some or all of the following strategies and services: -Retirement Lifestyle Planning Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement including Social Security analysis. -Estate Planning Referring you to qualified Estate Attorneys to review your wills and trusts to help preserve your estate for your intended heirs by helping with beneficiary designations. Reducing exposure to estate taxes and probate costs. Coordinating with your tax and legal advisors. -Tax Management Helping to reduce your current and future tax burden by considering multiple strategies for review by your tax professional.Also, referring you to qualified tax specialists if needed. -Legacy Planning/Charitable Planning Creating a solid future for generations to come by ensuring that your legacy will live on through those you love or causes you care deeply about. -Risk Management Reviewing existing insurance policies. Recommending policy changes when appropriate. Finding the best policy for your individual wants and needs. -Investment Planning Determining your asset allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach and exceed your goals.

Rich people don't elicit much sympathy. It is not about how to save, invest, spend, hide and give away money, but unmasking the true nature of money, how it works. Be the one to create the system that supports the kind of society we desire for ourselves and the future generation.

Salary is not what you earn,Salary is what you save.

Saving money won't get us rich. You have to spend it to get it.

See money – currency - as the flow of energy and giving that cycles between you, others and me. Now let it flow kindly, fairly and mindfully.

Sharpen and trust your judgement: learn when spending is a shrewd investment and when it is merely an indulgence

she wondered how she could have spent all that money and have nothing but clothes and accessories and a long list of men she never wanted to see again to show for it

If money management isn't something you enjoy, consider my perspective. I look at managing my money as if it were a part-time job. The time you spend monitoring your finances will pay off. You can make real money by cutting expenses and earning more interest on savings and investments. I'd challenge you to find a part-time job where you could potentially earn as much money for just an hour or two of your time.

Recognize those times when it's best to do nothing. The weeks and months following a significant loss, including death, divorce, or the incapacitation of a loved one, are fraught with emotions. We typically do not make our best decisions under circumstances such as these. **Avoid the inclination to immediately put your house on the market** cash in all your savings, and move to the south of France, or trust the first person who comes along who says he or she can give you all the help you need.

Status symbols mean nothing to me, I am neither impressed by nor scared of money.

Sometimes Satan isn't busy- we're just being lazy.

The present presses automatically on you. The future does not. To attend to the future requires bandwidth, which scarcity taxes. When scarcity taxes our bandwidth, we become even more focused on the here and now. We need cognitive resources to gauge future needs, and we need executive control to resist present temptations. As it taxes our bandwidth, scarcity focuses on the present, and leads us to borrow.

Success is fueled by being persistent and consistent.