Best 129 quotes of Dave Ramsey on MyQuotes

A big part of being strong financially is that you know where you are weak and take action to make sure you don't fall prey to the weakness. And we ALL are weak

A budget is telling your money where to go instead of wondering where it went.

Adults devise a plan and follow it, children do what feels good.

After losing everything, I went on a quest to find out how money really works, how I could get control of it, and how I could have confidence in handling it.

A lower interest rate doesn't make a debt go away.

At the end of the day we are not selling, we are serving.

Being willing to delay pleasure for a greater result is a sign of maturity.

Be intense, passionate, and fired up, but about things that matter, things that change your life and your legacy.

Bosses push, Leaders pull. Real leadership is servant leadership.

Broke is normal. Why be normal?

Broke people giving financial advice is like a shop teacher with missing fingers.

Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.

Children who reach the age of eighteen with their entire skills set composed on Nintendo and eating Doritos have been neglected. Their parents neglected to give them the character traits necessary to live successfully.

Christmas is about giving. Be outrageously generous. Have fun, enjoy the process....then keep it up all year.

Contentment is both the fruit and the tree.

Contentment may be the most powerful Financial Principle. You can give more, avoid debt, and live better.

Credit is an 'I love debt' score.

Debt is normal. Be weird.

Debt has become a part of who we are.

Debt is dumb. Cash is king.

Debt is so ingrained into our culture that most Americans can't even envision a car without a payment ... a house without a mortgage ... a student without a loan ... and credit without a card. We've been sold debt with such repetition and with such fervor that most folks can't conceive of what it would be like to have NO payments.

Delegation requires the willingness to pay for short term failures in order to gain long term competency.

Doing a budget means learning an ancient and powerful word: NO.

Do not let your life, ministry or organization go faster than your resources.

Don't medicate dysfunction with spending. No amount of stuff will get rid of guilt.

Earning a lot of money is not the key to prosperity. How you handle it is.

Enabling is the enemy of motivation.

Everyone has some natural talent or aptitude in one or more areas. If you can identify those areas you not only will be happier and perform more successfully in that role, but you will also become better paid for that. Our free-market system pays for performance at some point. When you have a natural talent or aptitude, coupled with desire and experience, the result is productivity plus.

Every person falls down at some point. Successful people choose to get back up!

Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.

Financial Security is not enough money to buy toys. That is to learn to live with less money than you earn. So, you can help other individuals or investors. You are not a winner until done it

Financial winners don't run sprints, they run marathons. They don't rush. They do it step by step over time.

Goals are visions and dreams with work clothes on.

Goals convert vision into ENERGY.

Good things that cannot be calculated or quantified are set in motion in your life and in your finances when you give.

Gratitude is really, really attractive. A child who is genuinely grateful makes you want to do anything for her, and that is true of adults as well.

Great talent stands in line to join your team because the culture becomes the stuff of legend.

Higher calling matters. When you care so deeply about the why-why you're doing what you're doing-then and only then are you operating in a way that allows you to overcome the obstacles.

Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.

How you handle or mishandle your money tells us who you are and, more important, it tells YOU who you are. Your priorities, passions, goals, and fears are shown clearly in the flow of your money. Your value system, or lack of one causes money to flow around you, passed you, or to you. When money is in your possession, what you do with it screams loudly who you are.

I came to realize that my money problems, worries, and shortages largely began and ended with the person in my mirror. I realized also that if I could learn to manage the character I shaved with every morning, I would win with money.

I can't tell you how many home businesses are almost in bankruptcy court over a Yellow Pages ad only to find out that the Yellow Pages ad isn't where their market will look for them, and it cost more than they thought.

If hard work, integrity, thrift, and perseverance have caused you to succeed, then you don't owe anyone an apology for winning.

If people in America would get their finances together and start taking care of each other, we could put the government out of business.

If the US Government was a family—they would be making $58,000 a year, spending $75,000 a year, & are $327,000 in credit card debt. They are currently proposing BIG spending cuts to reduce their spending to $72,000 a year. These are the actual proportions of the federal budget & debt, reduced to a level that we can understand.

If you aren’t really careful, 'The Good Enough' can become the enemy of 'The Best.'

If you buy a $28,000 car, in four years it will be worth about 11,000 bucks.

If you come with mercy but not justice; that's called enabling.

If your life is bad because of an elected official, then you don't have a life.

I'm a Christian. Years ago, I went broke, so I decided to run every part of my life according to the Bible. It sounds hokey, but it works. You run your marriage that way, and it works. It will work with business, too, and finances. Treat people like you want to be treated.